SFFCU Told me They don’t really Declaration Money Towards the Borrowing Agency When i Got The fresh new Financing

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SFFCU Told me They don’t really Declaration Money Towards the Borrowing Agency When i Got The fresh new Financing

Credit reporting, borrowing fix services, or other personal individual accounts: Credit scoring

Did not found attributes which were advertisedComplaint: Last night, I set a criticism at XXXX XX/XX/2019 Criticism # XXXX out-of 2 Personal loans that have been inaccurately said due to the fact Constructive Scam to me. Today, We obtained a contact away from XXXX XXXX, Secretary Movie director from the Member Contact Cardiovascular system facsimile # XXXX SFFCU. The guy answered by the stating I can phone call to address my personal situations. The guy put my Checking And you may Coupons Checking account Count Into the Committed Number About Email. My cellular telephone is actually recently hacked. It produces Identity theft & fraud that will be over the top.As to why Did The guy Accomplish that? https://tennesseetitleloans.org/cities/dunlap/ And you may what happened during my ailment number more than bring about screwing up my credit0 do in order to their Useful Ripoff on the Overdraft loan 80 and Personal bank loan 81. We today can’t get a car or truck Now. XXXX XXXX is actually greedy and requires is discharged . knowledge his Group to do Useful Scam with my age to help you benefit to the lender to make browse XXXX to do Positive Ripoff. Delivering My Checking account Amount On the internet I’m able to Declaration Him Into Cops. He could be A stupid MANpany Impulse: Company enjoys taken care of immediately the consumer therefore the CFPB and you can chooses to not give a public impulse Closed that have explanation

Pay day loan, term financing, otherwise personal bank loan: Line of credit

Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for with interest is at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the . I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at at the same time as the . XXXX offer. Why would I take at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me to correct the interest of on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation

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